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Personally I would definitely go with jeans or chinos (if the sweaters suit chinos) instead of cargo pants. Looks cleaner and more sophisticated.
But whatever floats your boat.
On the topic of expensive: It's a very common misconception that looking good is pricey, it really isn't if you look in the right places. It doesn't have to be that ridiculous brand sweater that costs $500, when you can get one for $20 that looks pretty much just like it.
Half true. Looking good is as much about clothes fitting worth a damn as it is clothes looking decent on their own. Average joe may or may not find ready-to-wear clothing reasonably fitting, but if you need any sort of tapered/slim/modern/athletic fit (names and meaning vary somewhat between companies) then things get a little more complicated. For instance, my build is mostly slim due to light bone structure (30" waist, slim arms despite having some muscle on them), but my chest and shoulders are of a more average sizing so finding something that truly fits top-to-bottom is difficult for me. I've pretty much given up on finding anything that fits straight off the rack and focus on finding something that fits in the upper body (shoulders, neck, proper arm hole and sleeve cuts, etc) in hopes that a tailor can fix the rest.
Mind you I live in the US; from what I understand "European" cuts tend to be better fitted.
You're fit sounds exactly like mine, I mean like spot on. Fit is very important, and I can't wear anything but slim fit stuff. Size S from H&M fits me pretty much perfectly when it comes to upper body stuff, started to get tight as of late though because I'm bulking, so might have to size up to M soon (which will probably be a bit too big).
One has to remember that every brand has a different fit. A size S shirt from H&M won't fit the same as a size S from some place focused on middle aged men.
The only thing I have trouble finding is dress shirts and suit jackets. If they're good at the waist, they're too narrow in the shoulders.
And if good in the shoulders, then too wide in the waist.
The walmarts in my area sell nothing fashionable. Nice button-downs, maybe. But all the pants are slacks, sweats, or ugly rustler/wrangler stuff marketed to rednecks. I will spend a decent bit for clothes. But sometimes $150 or so for shoes is hard to justify.You don't have to be rich. You can find similar stuff at Walmart/Target/H&M for cheap. The most expensive stuff is outerwear and shoes.
Is that the motherfucking Question??
You may wear a trenchcoat if you are either/both:
1. A sociopathic vigilante
or
2. An insane angel
Yeah, that's kinda the issue. Just because your favorite movie/anime/video game badass can pull it off doesn't mean you can^ I'd laugh at someone trying to pull of a neo-noirish vibe IRL.